Secure Your Home With
Reliable Insurance Solutions From Reid Insurance

Your home is one of your most valuable assets, but unexpected events like storms, fires, or accidents can happen when you least expect them. If you live in Texarkana, TX, or nearby areas in Texas and Arkansas, having the right home insurance is essential to protect your investment and your peace of mind.


At Reid Insurance, we’ve spent more than 10 years helping families and renters secure the right coverage for their homes, whether it’s a traditional house, a mobile home, or a rental property. We know that every home and every homeowner’s needs are different. That’s why we take the time to understand your unique situation and build insurance plans that give you the protection you want without paying for what you don’t.


We explain your insurance options in straightforward language, making it easier for you to choose coverage that fits your lifestyle and budget. When you work with Reid Insurance, you get local expertise and personal service from people who care.


Ready for reliable home coverage? Call us at 903-793-3668 to request a free quote. 

Tailored Insurance Plans for Homeowners, Mobile Home Residents, and Renters

We understand that every home and living situation is unique. That’s why we offer a variety of insurance solutions tailored to meet your specific needs, whether you own a house, live in a mobile home, or rent your living space. Our goal is to provide coverage that protects you, your belongings, and your peace of mind.

Homeowners Insurance

Our homeowners insurance protects the structure of your home from damage caused by fire, storms, theft, and other unexpected events. In addition, it covers your personal belongings and offers liability protection if someone is injured on your property. We work with you to customize coverage limits and options that suit your needs and budget, so you have confidence knowing your home and everything inside it is safeguarded.

Mobile Home Insurance

Mobile and manufactured homes often come with their own unique insurance challenges. Factors like age, condition, and location can make finding coverage difficult. We aim to simplify the process. No matter the age or condition of your mobile home, our team works to provide insurance plans that protect your home and belongings from common risks such as windstorms, fire, and vandalism. We’re here to help you get the coverage you need to keep your investment protected.

Renters Insurance

If you rent your home or apartment, renter's insurance is essential for protecting your personal belongings against damage or theft. It also provides liability coverage if someone is injured while visiting you. Reid Insurance helps renters select affordable coverage options that keep their possessions protected without paying for costly extras they don’t need.

We believe that everyone deserves simple, transparent, and reliable coverage. We take the time to explain your options in plain language and tailor policies to match your lifestyle. Let us help you protect your home, your belongings, and your peace of mind with insurance you can trust.

Common Home Insurance Terms Explained

Understanding your home insurance policy starts with knowing key insurance terms. At Reid Insurance, we help make this easy so you know exactly what your coverage means.


  • Deductible: This is the amount you pay out of pocket before your insurance helps cover a claim. Higher deductibles often lower your monthly premium but mean more costs if you file a claim.
  • Coverage Limit: The maximum amount your insurer will pay for a covered loss. It’s important to choose limits that fully protect your home and belongings.
  • Replacement Cost: This covers the cost to repair or replace your home or possessions without deducting for depreciation. It ensures you can restore your property to its original state.
  • Liability Coverage: Protects you if someone is injured on your property or if you accidentally cause damage elsewhere. It helps cover legal fees and medical bills.
  • Additional Living Expenses (ALE): If your home becomes unlivable due to damage, ALE covers temporary housing and extra living costs.


Knowing these terms helps you choose the right policy and understand your protection. If you have questions, the Reid Insurance team is ready to explain and guide you.

Speak with a local agent about your home insurance needs. Call us at 903-793-3668.